At some point, regulators have to regulate.

I want the regulation done so that the American people will feel comfortable.

How much time do I have remaining? The Acting CHAIR. The gentleman from Massachusetts has 2 minutes remaining.

This is all well and good, but that presumes that moms, dads, and kids don't use the Interstate Highway System to go to school. Well, in my district they do, and especially in urban districts they do. When it comes to these humongously…

Again, just two points. I think everything has been said. I do want to add that I have been informed that the independent owners and operators of trucking, which represents 90 percent of the owners of trucks in this country, oppose this…

I for one do not care how much anyone in this country makes. The 'how much' is not my concern. The 'how' is a concern.

I care that the incentives are appropriately placed so that the American taxpayer doesn't get put on the hook again.

It strikes me as though you are not doing much.

Let me encourage you to work as cooperatively and forcefully as you can with both of them because both of them, in my opinion, are participating in what I consider to be the slow and steady destruction of various neighborhoods around this…

I am thrilled with the fact that there appears to be the possibility of some bipartisan, maybe even consensus, that this could be part of the solution to strengthening capital requirements beyond what is already in Dodd-Frank.

I would love some of my colleagues on the other side to join me in reinstituting Glass-Steagall.

I have a proposal, H.R. 888, that not a single Republican will join, yet it is supported by the community bankers.

if we don't analyze exactly why the problem came up, we are not going to get the right answer.

If it has paid for itself on your line, do you think it is a reasonable thing to say that it would pay for itself on any other line in avoided accidents?

Thank you, Chairman Denham, and thank you for, remarkably gracious Ranking Member Capuano, for waiting so long.

We need to come up with a reasonable timeframe.

I think that any reasonable person here understands the deadline is not going to be met.

We are here now. We are in June of 2015. How do we get this moving forward to keep people safe?

If you are a week or two or a month late with a report, does anybody die?

Honestly, this is long overdue, in my estimation.

Tell me how we get to where we want to implement as quickly as we can because that is what America wants, that is what I want.

I respect that. But the bottom line is I don't know any other way to enforce it amongst bad actors.

I figured since you're not doing that job, I'll take that money and put it somewhere else where somebody will actually use it.

My problem is they paid it back, they are stable, they are heading in the right direction, and it is time to get back to more business as usual.

I supported all that. I am not--I totally agree with everything that was done up until they paid back their loans.