yesterday I came to the floor to call on House Democrats to withhold their support from the omnibus spending bill until one provision is removed. The provision was slipped in at the last minute to benefit Wall Street. In fact, it was…

I come to the floor today to ask a fundamental question: Who does Congress work for? Does it work for the millionaires, the billionaires, the giant companies with their armies of lobbyists and lawyers, or does it work for all the people…

I think that we cannot just make this about the banks. It has got to be the whole chain here.

Your leadership has always been knowledgeable, thoughtful, principled, and it has been a great honor to serve with you.

I am sorry. So, your monitoring of the chain is limited to telling the financial institutions to take a look at the chain? Is that what you are saying?

Thank you for the very engaged, very open way that you have run this Committee and given us an opportunity to explore so many issues.

Oh, I am not talking about telling them which vendors to use. What I am just trying to understand is the process by which you are monitoring--the risk comes in all the way up and down the chain.

a future cyber attack could paralyze the financial sector with devastating consequences for our economy.

Fannie and Freddie have gone in the other direction.

Well, that is right, and the data would suggest they are not using them.

Give them a crack, and then after that, if it does not succeed, then, fine.

To be blunt, Fannie and Freddie have put home ownership out of the reach of millions of creditworthy families.