Could you estimate how much your institution has saved in total assessments because of this change?

We need to move past the idea that Dodd-Frank has crushed community banks. It is just not true.

So it seems to me that a strong stream protection rule will make a real difference in protecting areas immediately surrounding coal mining, but this rule does not cover some of the most devastating public health effects of mining and it…

While the rule is a step in the right direction, let's not kid ourselves about the scope of this rule, what kind of impact it is going to have on the coal industry.

The damage that coal mining can cause to surrounding waters, to the wildlife that depend on those waters, is well documented and it is serious.

In your view, does the existing rule...sufficiently protect water sources? No, it does not.

So we are talking about updating an old rule that was written to protect streams that are near coal mining...

I believe that Congress should pass a law. I have cosponsored such a law, and I will fight for it.

The people of Puerto Rico are calling. They understand there is no bailout on the table for them, and they are not asking for one.

Puerto Rico, by American law, cannot do either one of these, and that leaves the 3.5 million American citizens on the island at the mercy of the people who hold Puerto Rico's debt.

I urge Treasury to be just as creative in coming up with solutions for Puerto Rico as it was when the big banks called for help.