I think we really want best practices, and I am enough of just kind of an incentive thinker.

the bill's proposals come straight off the Wall Street wish list.

I really do wonder who Congressman Hensarling thinks he is fooling here.

I think that Congress should take a hard look at reforming the regional Fed selection process so that we can all benefit from a Fed leadership that reflects a broader array of both backgrounds and interests.

They just can't get from here to there in a cost-effective way.

America is in a retirement crisis. Years of a middle class squeeze are taking a huge toll so that, today, families are hitting their retirement years with less savings and more debt than ever before.

the Department of Labor requires all employers in a multiple employer plan to share a very close relationship.

These workers often do not have access to a retirement plan from their employer, so this new State plan, we believe, is going to fill an important gap, helping tens of thousands of workers in Massachusetts build some savings for their…

By letting them pool, you not only can bring down on the cost side, but you can now negotiate for a package that is a better package than any one employer could do.

If it were either financial services companies or representatives of financial services companies doing it, that kind of now starts to sound like a conflict of interest potentially here.

I wanted to dive in a little bit, if I could, into the Massachusetts plan, just because it gives us an example, a very concrete example, about a need and at least how we addressed it and what you've seen from that.