We have an obligation, a moral obligation to make sure that kind of crisis never happens again in this country.

the wrong choice act takes many of the carve-outs that are currently reserved for community banks and gives them to the big banks that crashed our economy a decade ago for a very small price.

Banks of all sizes posted record profits last quarter, with profits at community banks up even more than at the big banks.

Let me be blunt. This is a 589-page insult to working families.

Congress put commonsense standards in place to protect consumers and the housing market from predatory mortgage loans.

Access to consumer credit and small business lending is at historically high levels.

It is about throwing working families under the bus so that Congress can do the bidding of Wall Street.

it seems best designed to ease standards for Wall Street.

it is disheartening that many of our organizations are back here again, this time trying to keep some Members of Congress from reopening the doors to practices that drained wealth from hardworking Americans.

This bill would let big banks and payday lenders and financial advisers go back to cheating people, with no accountability.

Title 5 of the wrong choice act undermines many of these core mortgage protections and turns the clock back to a dangerous time in our housing market.