So I think we should run our student aid programs with two goals in mind.

I think it is important to stand up to unfair commercial practices that harm our economy and threaten our national security.

So the loan companies' incentives are not the same as the students' incentives?

I think low-income students would be better off if we gave them a bigger Pell Grant, even if they paid a little more interest down the road.

So the Federal--under the current system, the Federal Government pays private student loan companies like Navient, hundreds of millions of dollars a year to help borrowers navigate all those complicated repayment plans and to pick out the…

But some Senators have proposed scrapping that program as part of simplification.

If you get rid of the plans with the best terms for students, then will the students actually be worse off?

Okay. So too many repayment plans, too much money for private student loan servicers who don't help students navigate these plans, and too hard for people to stay in the best repayment plans.

So--let me just stop. It had the desired impact. Then how can it be that a court-installed monitor refused to certify that HSBC's anti-money-laundering compliance program was working?

Puerto Rico might not be on the front pages anymore, but it is a humanitarian crisis and we have a moral, and a constitutional, responsibility to exercise oversight responsibilities here.

we need a better structure here.

the crisis in Puerto Rico is a daily reality for tens of thousands, hundreds of thousands of people.