Elizabeth Warren

We've got at least two studies that I know about on this.

I truly appreciate the great work that you and your agency have done in Massachusetts and across the country.

But I also think that the Bank's operations can be improved in certain areas.

I believe that the Ex-Im Bank helps create American jobs and spur economic growth.

I hope we can continue to work on this to continue to move in this direction.

So helping that foreign company can mean that the foreign buyers get a benefit not available to their U.S. competitors.

I think that the Bank needs a rigorous process for assessing how its work affects U.S. competitors.

I believe that the Ex-Im Bank helps create thousands of jobs, in Massachusetts and across the country.

The question is whether or not people who are trying to do it now are in a much tougher spot than people who were trying to do it a generation ago.

Rising student loan debt is hurting our families and it's hurting our economy. We need to make changes.

I don't think it's responsible to sit here and claim that borrowers are, 'no worse off' while people are still struggling to make much higher student loan payments than ever before.

It seems to me that means that people today are a whole lot worse off, on average, if they have to borrow money to go to school.

This is a huge increase in the debt to income ratio, and yet you say in your published work that you believe borrowers are no worse off than their counterparts were 20 years ago.

It just seems to me, based on your research and on the Fed's research, both of which show a substantial increase in debt loads, that it is a serious problem.

They're no worse off because they can pay more, they can pay longer, they can pay when they should be working on helping their own children get an education.

I believe that Eximbank helps create jobs in Massachusetts and across America, the kinds of good manufacturing jobs that we are losing to other countries far too often.

I am concerned about the Bank's performance in this area.

I believe that we should push the Bank to do more for small businesses, and I would think the people who represent small businesses would be strong supporters of that.

In fact, by law, at least 20 percent of the Bank's spending each year must go directly to supporting small businesses.

I ask unanimous consent to be heard for 2 minutes on this amendment. The PRESIDING OFFICER. Is there objection? Without objection, it is so ordered.

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CMS needs to implement an auditing system that is less disruptive, more effective, and...far more targeted.