David Walker: “There's a crisis of confidence. There's a lack of action with regard to the credit crunch.”

We need civil service reform. You need budget reform.

We ought to have work requirements. There is no question about it.

It's time to get real.

I think frankly what the president ought to think about doing with regard to the Affordable Care Act is that he ought to use executive powers to not enforce the penalties associated with the individual mandate for a year.