Andy Barr actually said...

"I think all of this is Exhibit A, of not just the total incompetence of the Federal Government but the victimization of students by Congress."

"Congress created this crisis. Congress created the forbearance option."

"I think the presumption should always be on the side of financial innovation, especially when there's the promise of greater financial inclusion."

"It is to be commended. That is not to say we should not ask questions, but the presumption in this hearing room today seems to be in the wrong place."