Andy Barr actually said...

"Thank you for your forthrightness in acknowledging that there is a problem with the National Flood Insurance Program."

"If we are moving people from dependency on the government to independent, self-sufficiency, that to me is success."

"I agree with your testimony there and I appreciate the Bureau's recognition of this in the exemptions as to small creditors."

"Wouldn't it be safer for the financial system to put the risk on shareholders than on taxpayers?"