03/22/2023
https://congress.gov...
"Did private equity forestall bankruptcy of Toys R Us or did it cause it?"
"Did you observe, in serving your customers after the Qualified Mortgage rule went into effect, that that materially reduced access to mortgage credit for your customers?"
"I guess what I am getting at is, did the inflexible, rigid 43 percent debt-to-income rule limit your ability to originate mortgages for your customers?"
"I firmly believe that if someone takes out a loan or buys something on credit, he or she should pay back what is owed."