Sam Brownback actually said...

the policy of 'too big to fail' has failed and that we need to get in a regularized system for our big banks.

I appreciated very much, your presentation on 60 Minutes recently and the assuring sense that you put in front of the public.

I get from my banks all the time that the regulators are on them way too much with the capital that they have.

Thank you Chairwoman Maloney for arranging today's hearing and thank you Chairman Bernanke for testifying today about the economic outlook.