04/23/2013
https://www.congress.gov...
"bankers continue to suggest that the ability to make loans is significantly hampered by the regulatory environment"
"We want to say good afternoon to everyone to welcome all of our guests for today's public witness hearing."
"It is troubling that we are providing 5 percent of the need for clean drinking water and our sanitary-sewer overflows is one of the most pressing municipal infrastructure problems facing this country."
"I think I speak for Mr. Cole as well, though, we are kind of embarrassed that we cannot spend more time with you."