on Tuesday of this week, I regained my previous held seat on the Senate Banking Committee, a committee I served on from 2011 until the beginning of this Congress. While this committee sometimes flies under the radar for many Americans, the oversight it conducts and the issues it considers under its substantial jurisdiction are of great consequence to America and to the American people. The owners and employees of banking institutions have experienced success when their communities experience success. What I am saying is, how we lend money matters to every kind of person every day. So what we have experienced across Kansas, in many instances, is difficulty and really hard times. I want to talk about community. Community financial institutions are of great importance to the folks I represent in Kansas. What I want to do, in part, with my opportunity to serve on the Banking Committee is to make sure those financial institutions have a regulatory environment in which they can benefit their communities and benefit the citizens who live there. Communities in Kansas are losing their hometown banks to consolidation and sales, and some of these banks that are moving in that direction have been family owned for generations. In order to better understand why these lenders are consolidating or selling, I have sought out the nature of this decline by speaking with financial leaders from across the country.…
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