I am proud to be a cosponsor, along with Senators Bingaman and Kohl, of the Lifetime Income Disclosure Act.

I thank Chairman Harkin for calling this hearing and I welcome the witnesses.

Our bill will increase financial literacy, promote increased savings, and encourage participants to think of their 401(k) balance as a vehicle for lifetime income.

If our Founding Fathers had not intended for supermajorities to determine certain acts of this Congress, why would two-thirds of us have to vote to pass a constitutional amendment and three-fourths of the States have to vote to ratify one…

I commend the Senator from Oregon and thank him for his help on this important issue for people all over the United States, not just in Oregon and Georgia but around the country. This is a great effort, and I commend him on it.

I wish to thank the chairman and the ranking member of the Foreign Relations Committee for the accommodating process from day one in April until today, where the treaty will ultimately pass on the floor of the Senate. Legislation is about…

The unintended consequence of the Dodd-Frank legislation with regard to IOLTA is it not being extended and we are going to literally have thousands of escrow accounts held by law firms and attorneys, real estate transactions, dispute…

I rise today, on one of the final days in this Congress, to raise the importance of this issue because of the current fragile condition of the U.S. housing economy and, most importantly, to underscore what a handful of Senators in this…

I come this morning to address the START treaty, the New START treaty. I voted for it to come out of the Foreign Relations Committee to the floor. I want to go through my reasons for having done so. I wanted to talk about what the New…

I commend the Senator from California on her remarks. As a member of Foreign Relations, I voted to bring the treaty to the floor. However, there is another pressing matter I wish to discuss this evening. The Senate now has before it the…

I ran a campaign on the basis that we do not have a tax problem; we have a spending problem. I ran a campaign based on the American people wanting us in Washington to do what they have had to do in the last 3 years: sit down at the kitchen…

first of all, let me congratulate you on your victory and welcome you to the Senate. I know you will be a great addition to the Senate. I have already enjoyed serving with you on the HELP Committee this morning. Mr. President, I rise for…