Jack Kingston: “Yes. The way the insurance premium caps would be is, I guess there is an assumption in there on the part of the…”

“Yes. The way the insurance premium caps would be is, I guess there is an assumption in there on the part of the administration that insurance companies are overcharging, price gauging. And now the administration is making the insurance companies out to be the sole problems with health care, which I think we could all agree that certainly they are in it. They are part of it. They should have some changes that would be part of the solution. And yet, at the same time, there are 1,100 different industry groups involved in health care delivery. We cannot just single out one group as the major problem. But when you limit the premiums that are paid and limit the costs or allocate the costs, what happens, the next step is rationing. I will give you a scenario on this. If a doctor right now is charging say $20,000 for a kidney transplant, and I do not have any idea if $20,000 is a fair number or not, and the National Health Care Board, through the State-run alliance, has said, we are only going to pay $15,000 for a kidney transplant, then what happens? The network, to answer to the alliance, to answer to the National Health Care Board, will say, we are only going to pay $15,000 for a kidney transplant. Therefore, the people who get the kidney transplant are the ones who recover the fastest.”