Craig Fugate

Why do we keep growing the risk? Why do we keep insuring new construction? Why do we keep allowing risk to get transferred to the taxpayer?

If the private sector won't insure it, why are you building it the way you are building it where you are building it?

I think if you drive it toward this idea that we know what the science tells us how to build, we incentivise that.

we have to plan for the communities we live in, not what fits our plan.

you plan for the communities you live in, you don't make the community fit your plan.

There is no provision for affordability in this bill.

If the answer is no, I need to tell you no on the front end, not delay that answer and hope it gets better.

Let us get it right the first time. Let us not go in 6 months from now and start changing the answers.

I hope that we can all agree that funding for disaster relief should never be held hostage to political ideology.

it's a mistake for people to believe that the federal government will make them whole.

Congress must take the initiative now to put the National Flood Insurance Program on a sustainable path forward.

I think Senator Shelby summed up really the structural issues we are faced with in the Flood Insurance Program.

When we talk about social media, we need to understand it is another tool in our toolbox.

FEMA needs to act fast, but not act hastily.

children are not small adults.

People forget that most of the resources that actually responded to Hurricane Katrina were not Federal resources.

If the Federal Government is stepping up to the plate at every disaster, States are less and less inclined to fund those programs they should be funding.

If we continue not to leverage the capabilities of State and local governments, we won't have the resources the next time there is a disaster.

I am a firm believer that form should follow function. We should be organized by what we do.

I believe that the next confirmed Administrator of FEMA needs to be focused on the next disaster, and being focused on that means that the debate, as far as I am concerned, is over.

If we cannot reach the population at risk with the information on which they need to act on a Sunday morning at 3 a.m. when nobody is watching TV or listening to the radio, the system fails.

I think that there has been that dialogue, but it oftentimes comes at the point when many of us felt decisions had already been made.