Craig Fugate: “I think Senator Shelby summed up really the structural issues we are faced with in the Flood Insurance Program.”

I think if you drive it toward this idea that we know what the science tells us how to build, we incentivise that.

Time has run out for debate, action is required.

We have to really be stringent in making sure that we rebuild to much higher standards, not just put it back the way it was.

A slow or weak pulse, like a tax base below the cost of running the community's government, will impede the recovery after a disaster.