I reserve the balance of my time. Mr. McHENRY. Mr. Chair, I am ready to close, if I may inquire if the gentlewoman from California has any further speakers.

The Outsourcing Accountability Act of 2019 is a commonsense bill that is supported by consumer advocacy organizations, like Public Citizen, the labor representatives from the AFL-CIO, Communications Workers of America, the United…

I claim time in opposition. The CHAIR. The gentlewoman from California is recognized for 5 minutes.

I claim the time in opposition to the amendment. The CHAIR. The gentlewoman from California is recognized for 5 minutes.

First, let me just say, no matter how many amendments the opposite side can come up with, no matter how many ways they try to explain why they are not speaking for the retail investors, the small folks, the people with not a lot of…

I would like to inquire how much time I have remaining. The CHAIR. The gentlewoman from California has 2\1/2\ minutes remaining.

This amendment is unnecessary and could undermine the investor understanding of how retail investors relate to brokers. H.R. 1815, the SEC Disclosure Effectiveness Testing Act, simply requires the Securities and Exchange Commission to test…

I claim the time in opposition to the amendment. The CHAIR. The gentlewoman from California is recognized for 5 minutes.

Well, yes, you do. Listen, I beg to disagree with you, and don't try and come to this committee and not answer the questions, and filibuster, and pretend not to remember.

You have helped predatory debt collectors by issuing a weak debt collection rule.

You have issued a proposal and final rule to weaken reporting requirements under the Home Mortgage Disclosure Act.

Director Kraninger, the record shows that you are undermining protections for consumers and letting bad actors off the hook.

You have helped payday lenders by moving to delay and weaken the Consumer Bureau's payday, small-dollar, and car title rule.

You have forced the Consumer Bureau to abandon its longstanding defense of the constitutionality of the agency's structure.

Impeachment is the imperative.

I think he is really very, very upset about what is happening, because he never thought that we would get to an impeachment inquiry.

That's what I want to hear the press talking about.

Do you understand how important this is to have the President of the United States talking about a civil war? How dangerous that is?

I think we have to move swiftly. I think that the call to the Ukrainian President put a lot of facts on the table.

I want to ask about foreclosures and how seniors end up with foreclosures in the HECM program?

I am so pleased to be working with him to deal with this.

Making loss mitigation mandatory is critical.

It is, as I mentioned, extremely important.

We have yet to have the resources that we need to deal with our aging seniors.

the racial and gender wealth gap is real, unacceptable, and actually much larger than people think.