Lateefah Simon: “I disagree with this view of the nature and effect of HUD's antidiscrimination activities regarding property insurance.…”

“I disagree with this view of the nature and effect of HUD's antidiscrimination activities regarding property insurance. Republican and Democratic administrations have recognized that without non-discriminatory access to property insurance, many hard-working Americans will be denied the opportunity to own a home. The Bush administration's regulations implementing the 1988 Fair Housing Act Amendments explicitly applied the act to discrimination in access to property insurance. This interpretation has been upheld by U.S. district and circuit courts which have ruled that HUD's enforcement activities in this area do not constitute a regulation of insurance and do not conflict with the McCarran-Ferguson Act because they do not 'invalidate, impair or supersede' any state laws regulating the business of insurance.”