GARY G. MILLER: “I think of ourselves as the citizens protection agency, because our job is to represent the citizens who elect us.”

The private label mortgage-backed securities were a disaster. Most of them were basically predatory loans.

Credit unions have done a great job reaching middle-class and underbanked families through credit.

But, Mr. Secretary, this conversation is not just about the vulnerability of LIBOR to manipulation, but, in fact, an admission that it was, in fact, being manipulated, that there were false reports being filed by someone who was involved…

On the recent ruling on Basel III, you acknowledge insurance companies are very different from banks, and you postponed any negative decision on that. I think that was a very, very wise move.