GARY G. MILLER: “I think of ourselves as the citizens protection agency, because our job is to represent the citizens who elect us.”

While I strongly believe in coordination among international regulators, we must resist the tendency of pursuing a one-size-fits-all approach.

It is essential that Congress fully understand the impact international regulatory standards will have on the competitiveness of U.S. insurers.

Yet, by requiring this Davis-Bacon mandate, we are beating up the price of apartments and condos and townhomes by 20 to 25 percent.

We are starting to see a rebound in the housing market, and that is really important to the economic recovery of this country and for job creation.