GARY G. MILLER: “I think reform is needed in a different way and, in some ways, a much more fundamental way.”

I have some real concerns with that. I have had a concern with the definition between subprime and predatory for years, and I am glad to see we are going to finally deal with it.

Under the proposed rule, the bank-centric standards will be detrimental to insurance companies.

We are all concerned about what is happening in the Democratic Republic of Congo, but if you believe in a rule of law, you are innocent until proven guilty.

If you look at the design of FHA, they were intended to play a countercyclical role, and in this downturn, that is exactly what they did as the private market withdrew, they moved in.