GARY G. MILLER: “This is the most difficult housing market I have seen in the 40 years I have been involved in it.”

Sequestration is the big elephant in the room that seriously threatens the stability that we thought we had achieved.

I would be concerned that the proposed rules do not take into account the different business models and risk profiles of insurance companies.

There is no question that robust capital standards, when properly applied, will help protect our economy.

I just think everybody should be treated equally.