GARY G. MILLER: “We need to be competitive globally. And for us to do that, we have to stop mandating the private sector.”

But you have lenders right now who are really keeping capital out of the marketplace because they don't know what is going to happen.

Yet, by requiring this Davis-Bacon mandate, we are beating up the price of apartments and condos and townhomes by 20 to 25 percent.

I enjoyed your opening statement. You talked about empowering consumers, fair, transparent, and competitive marketplaces, and dealing with bad actors.

Sequestration is the big elephant in the room that seriously threatens the stability that we thought we had achieved.