I have been on the Committee 25 years and I can say under both Democrats and Republican chairmen that my recollection is that it has been one of fairness both ways on this Committee, and I believe it will always be.

It is like those kinds of loans were a recipe for a disaster.

The Commission's statutory mission was, and I will quote, 'to examine the causes, domestic and global, of the current financial and economic crisis in the United States.'

I think those are important, because, Mr. Chairman, we are looking for a bipartisan deal here, as you well know.

Clearly, some changes could be made to ensure that we are helping the greatest--I think that is your goal--the greatest number of needy families in the most efficient, cost saving manner possible.

One of the criticisms of our current housing finance system is that it encourages borrowing and accumulation of debt rather than the building of equity.

I know Senator Reed has been a champion of this.

Our Nation's debt, as the Chairman has alluded to, is on an unsustainable path. We all know this.

I like--and we have had these conversations, some of it, before, getting the private access and private capital, because there is a lot more out there.

Any time we can access capital by putting prime in the pump, putting some money in and, say, accessing two-thirds more or something like that, I think we are making big progress.

I'm concerned about the lack of clear metrics within the Department for evaluating Job Corps.

What's the percentage of that? That's good, but----