Richard Shelby actually said...

Every decision you make entails a national security assessment, a foreign policy statement, and a fundamental business decision that affects...

You will serve as a key point of contact for a multi-billion-dollar agency that plays a role in the lives of millions and millions of Americ...

Doesn't that go back to basic, fundamental, sound underwriting standards for all of us?

The housing crisis is real. It is not getting better.