Mike Johanns: “I think the Chairman makes a good point, that's kind of an entry point for a lot of issues here.”

Just a word or two to both leaders. Thank you so much for your kind words. I also want to say thank you for mentioning my wife Stephanie. This has been a remarkable partnership for a lot of years, and I could not have done what I did…

Somehow we have got to figure out a better way, because at the most important time in this person's life, when they are crying out for help, it should be a simple, straight-forward pathway to access that help.

I will continue to push this legislation, but many of its provisions are things that HUD has the flexibility to implement on its own.

I just hope we are not over-engineering something here.