Mike Johanns: “Millions of Americans have warmed up to this idea and they like it.”

It is Congress who will create the next housing finance system and that the next housing finance system is not the conservatorship of the FHFA.

I will continue to push this legislation, but many of its provisions are things that HUD has the flexibility to implement on its own.

But to anyone who might be listening in who is wondering if is it time to give up, it is not.

I just hope we are not over-engineering something here.