Mike Johanns actually said...

You've got 50 states that regulate in this area. You've got a Federal Government that regulates in this area.

There is a national debate going on now about health care reform.

Our policyholders, given the opportunity to be aware of the features of the very policy that they think they are buying.

This would warrant a hearing. This would warrant us looking into this and digging deep to see what's going on.