Mike Johanns actually said...

Let there be no doubt about it. I like Gary Locke a lot.

You did it in a very bipartisan way. You worked with Republicans, Democrats, and Independents.

But if the only option is for these people who are in default or have missed payments, if the only option is bankruptcy, they will probably ...

I hear what you are trying to say, and I think you are trying to assure me that, Mike, it isn't going to be that bad.