Mike Johanns actually said...

But to me, that seems to be an important element as we think about what we want to do with the regulatory system.

There was a point in time where someone was compensated based upon the quality of the loan that they wrote.

I see this hearing as that same sort of opportunity: an opportunity for me to listen; to think about the priorities as you identify them.

It is an honor to serve with this group and think about the needs of our veterans and how we meet those needs.