FEMA has long struggled to keep premiums affordable, but it appears that the NFIP's new rating methodology, called Risk Rating 2.0, has only made flood insurance more out of reach for working and middle-class families.

It means that they do not have the infrastructure they need to prevent or mitigate the effects of flooding, and then when flooding occurs, often the resources are diverted to other communities.

It is a simple, commonsense proposal that would update FHA's lending ability to accurately reflect the increase in construction costs over the past 20 years.

I am sure I speak for all of us when I say how relieved I was to hear about the successful evacuation of our officials from Sudan.

We cannot and must not abandon the Sudanese people nor will insecurity deter us from our work in other parts of the continent and other places in the world.

That is why I introduced a discussion draft for today's hearing, Mr. Chairman that would modernize FHA's ability to finance multifamily housing construction around the country.

For decades we have sought to safeguard Americans' fundamental right to privacy with a series of fragmented sector-by-sector laws.

Russia's war in Ukraine is driving up food, fertilizer, and energy costs all over the globe.

The threat of state-sponsored death squads, criminal gangs, and sexual violence is driving millions and millions of people to flee their homes.

The threat of state-sponsored death squads, criminal gangs, and sexual violence is driving millions and millions of people to flee their homes.

Forty-eight million people in West Africa are experiencing food insecurity.

We cannot and must not abandon the Sudanese people nor will insecurity deter us from our work in other parts of the continent and other places in the world.

Forty-eight million people in West Africa are experiencing food insecurity.

Climate change is fueling record floods around the world from Pakistan to Nigeria and extreme droughts in Brazil and Central Asia.

Russia's war in Ukraine is driving up food, fertilizer, and energy costs all over the globe.

Thank you and Chair Rodgers and Ranking Member Schakowsky for all that you are doing to push this national privacy bill and framework.

I am committed to getting a bill over the finish line, and look forward to continuing to work with Chair Rodgers and our subcommittee chairs to that effect.

It is a simple, commonsense proposal that would update FHA's lending ability to accurately reflect the increase in construction costs over the past 20 years.