Shelley Capito actually said...

They still don't feel like they are on firm ground in terms of the rules to be able to move forward with their programs.

Community bankers and credit unions are very concerned about their ability to offer targeted programs to help low- and moderate-income borro...

Thank you, Mr. Chairman. And I would like to thank Director Cordray for joining the committee this morning.

So my question is, what is plan B here?