Shelley Capito actually said...

"I would heavily encourage you to do that, but there are other programs out there that don't have the voice that Habitat had who are--deeply affected by this."

"I would encourage you to do it."

"Community bankers and credit unions are very concerned about their ability to offer targeted programs to help low- and moderate-income borrowers."

"They still don't feel like they are on firm ground in terms of the rules to be able to move forward with their programs."