Shelley Capito actually said...

"I would encourage that we work toward a sustainable housing finance system which promotes a broader private marketplace."

"The current regulatory structure does not foster this type of environment, and expansive regulations being implemented only add to uncertainty."

"These institutions are critical to the flow of credit in our communities across the Nation."

"I fear that as the CFPB drafts more regulations, this type of relationship lending will cease to exist."