Shelley Capito actually said...

"Many of my colleagues on the other side of the aisle like to highlight the number of times the CFPB has testified as proof positive of sufficient congressional oversight."

"I believe that the appraisal process is absolutely essential and so important to the mortgage process..."

"Many of us in this room have been through this process and we know it is daunting."

"And I want to thank Mr. Renacci for serving as our host. He is my vice chairman on the subcommittee."