Shelley Capito actually said...

"These institutions are critical to the flow of credit in our communities across the Nation."

"I personally think that community banks should be exempted from the Basel III requirements or have a different standard because they are not global competitors."

"I think that we do need to have some relief for the community bankers."

"I fear that as the CFPB drafts more regulations, this type of relationship lending will cease to exist."