Shelley Capito actually said...

Personally, I don't believe it is a good thing, and I'm worried about that for our customers, for our consumers and for the folks that you r...

I think it could be really devastating.

I think that's the question, because you have all sorts of regulatory participation in a lot of different ways.

So again, we're pushing business out of the community bank into the big four, I think you both mentioned in your testimony that the big four...