Shelley Capito actually said...

Community bankers and credit unions are very concerned about their ability to offer targeted programs to help low- and moderate-income borro...

Thank you, Mr. Chairman. And I would like to thank Director Cordray for joining the committee this morning.

So my question is, what is plan B here?

I would heavily encourage you to do that, but there are other programs out there that don't have the voice that Habitat had who are--deeply ...