Scott Fitzgerald actually said...

"It would be better, I think, for members to have real specific information because we don’t have it."

"It would be better, I think, for members to have real specific information. Because we don’t have it."

"These issues, I think, kind of highlight the lack of analysis on how the proposal could affect users."

"I have been particularly concerned with the proposals disincentivizing banks from offering conventional loans to first-time homebuyers and low- to moderate-income borrowers."