Senator Kohl, what we see is the need for all of the coordination--and I do believe that Florida is a terrific model, because you've had to be, because you've experienced so many disasters--it's bringing together Homeland Security, bringing together emergency planning and preparedness with Health and Human Services to make sure that those critical needs are met.
Editor's note · Context
Kohl emphasizes the importance of coordination in disaster preparedness, citing Florida as a model.
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Senator Kohl. I appreciate that. Just one final comment. Again, the biggest banks with whom you are competing are generally described in the same way you just described yours, and their loan-to-deposit ratios are higher than yours.
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