Herb Kohl: “This budget cuts those programs by 6 percent.”

Now is the time to be more aggressive, I believe, in your approach to unemployment.

This is not acceptable.

The challenge for all of us is to figure out how to deliver care to them in a way that meets their needs but does not cost our health care system a fortune.

Senator Kohl. But I understand, and I think the records indicate, that your reported loan-to-deposit ratios--your other big banks, their reported loan-to-deposit ratios are 10 to 20 percent higher than yours.