Herb Kohl: “I do appreciate that, Mr. Secretary.”

What we can't assume is that these problems will correct themselves.

Mr. Attorney General, for nearly 2 years, we have been working with DEA and industry stakeholders on legislation to allow nursing home residents access to medically necessary drugs they need to manage crippling pain.

AMERICA'S INVISIBLE EPIDEMIC: PREVENTING ELDER FINANCIAL ABUSE

Senator Kohl. I appreciate that. Just one final comment. Again, the biggest banks with whom you are competing are generally described in the same way you just described yours, and their loan-to-deposit ratios are higher than yours.