Herb Kohl: “Thank you very much, Senator Menendez. You are also in my thoughts and prayers, as well as all of your colleagues in the…”

the consequences of long-term unemployment are enormous.

Senator Kohl. I appreciate that. Just one final comment. Again, the biggest banks with whom you are competing are generally described in the same way you just described yours, and their loan-to-deposit ratios are higher than yours.

Successes in public health, and medical treatments, and chronic disease have resulted in tremendous increases in longevity.

This is not acceptable.