We ought to have a common, easily accessible Web site.

I think it is a great idea.

To me, it seems like a no-brainer.

I supported Senator Warren's approach on refinancing.

Income-Based Repayment will give a lot more flexibility.

I ask unanimous consent that the quorum call be rescinded. The ACTING PRESIDENT pro tempore. Without objection, it is so ordered. Honoring Federal Employees

I rise to call attention to the important efforts made each day by our public servants. We often forget that our public servants are Federal employees who go to work every day with the sole mission to make this country a better and safer…

I would like to concur with the comments of my friend, the Senator from Maryland, on the tragedy in Israel and the Middle East. I also want to say a special thanks to my friend, the Senator from Tennessee, for allowing me to jump in line…

on rollcall vote No. 229, I was present and voted aye. The official record has me listed as absent. Therefore, I ask unanimous consent that the official record be corrected to accurately reflect my vote. This will in no way change the…

As someone who advocated very strongly during Dodd-Frank that nonbanks could be SIFIs, I have to tell you I share Senator Tester's concern about the transparency as we go through this process.

I would urge you and even at the FSOC level to look at this, and if you have got some additional suggestions.

So you do not think it is a rational system where we compensate a medical professional treating someone with advanced illness for repeated tests, but refuse to compensate that same medical professional for sitting down and actually talking…

But my hope would be that you continue that debate, or at least this Member believes that this could be something that could be stimulative to the economy.

And one thing I just would mention there. I know my time has expired. But oftentimes the doc may actually be as uncomfortable having the conversation as the family.

I personally believe it is retarding recovery in the housing industry. It is clearly retarding the growth in the number of entrepreneurs.

Thank you for holding this hearing. I know it is just the beginning of a series of hearings on this subject.

I do wonder whether waiting until stage three before the FSOC engages with the institution at the principals' level really makes sense.

But this is the tension, and I think Senator Crapo raised it as well.

We have seen increased volatility and periodic dislocation.

At what price this increased liquidity, and does sometimes simply progress and technological innovation bear other costs that need to be examined?

Our hope will be that this hearing will take a larger, macro view of the effects of high frequency trading on the economy and the marketplace.

There are improvements on the legislation that Senator Warren and others of ours have been working on.

I ask unanimous consent to speak for up to 10 minutes as in morning business. The PRESIDING OFFICER. Without objection, it is so ordered. Student Loan Debt

I come to the floor disappointed that the Senate did not move to full consideration of the legislation that I know the Presiding Officer and others have worked on to take on the challenge that I believe will be the next great financial…

are we still in morning business? The PRESIDING OFFICER. The Senate is considering the motion to proceed to S. 2432, the student loan refinancing bill.