Mark Warner

I hope you will take a look at that as well.

I applaud you on moving forward in that area.

I would remind my colleagues that those who have raised the Housing Trust Fund, if the bipartisan reform that we advanced had moved forward for the Housing Trust Fund, that would have generated $3 to $5 billion a year.

I really question the entities' move. They seem to be acting as if they assume the status quo is going to be 30 years going forward.

Yes, I am very unsatisfied with what we have got.

Virginia Republican Senate candidate Ed Gillespie on the left of your screen has conceded defeat in an unexpectedly close race. Democrat Mark Warner will keep this seat.

We keep saying these things, and yet if this keeps going, the whole nature of small institutions being able to served particularly rural communities is going to disappear.

Can you get me data on how many call and how you respond to that?

I think the regulators have kind of--echoing what Senator Moran said, with the best practices approach, have used what was intended for large institutions to creep down to smaller.

I just want to publicly say I look forward to working with you and other Members of this Committee to do this kind of at a macro level, because it really needs to be done.

But it is happening. I mean, community bank after community bank, when you take--you look at the one place that is expanding is the regulatory staff, which, again, back to Ms. Hunter's comment, makes them in a very competitive market even…

I cannot understand why the Ranking Member did not list my bipartisan legislation as well in that litany, the RELIEVE Act.

We ask the Senate to pass Senator King's bill, which is cosponsored by Senators Warner and Tester, so that lawyer trust accounts held at federally insured credit unions have insurance coverage on par with that of FDIC-insured banks.

I am again looking at what is happening, or not happening, for that matter, around the country on equity fundraising.

My fear is that while we put that in as a legislated exclusion under, I believe $10 billion cap, that kind of best practices creep has kind of come into that.

I really do question whether we, as well intentioned as we were, whether we got it right in Title I and Title II in terms of ending the too big to fail.

I am concerned about the increased leverage ratios among some of the broker-dealers.

I think it is time for a fix-it bill around Dodd-Frank.

Income-Based Repayment will give a lot more flexibility.

To me, it seems like a no-brainer.

I supported Senator Warren's approach on refinancing.

I think it is a great idea.

We ought to have a common, easily accessible Web site.

I would like to concur with the comments of my friend, the Senator from Maryland, on the tragedy in Israel and the Middle East. I also want to say a special thanks to my friend, the Senator from Tennessee, for allowing me to jump in line…

And one thing I just would mention there. I know my time has expired. But oftentimes the doc may actually be as uncomfortable having the conversation as the family.