"I think some of you all have raised some legitimate concerns."
"Now I will go save the republic and you can respond to Chairman Warner."
"If we could do it fairly quickly, because I do have another question I want to ask."
"One common theme from all of you has been--and I think accurately--reflecting that a great deal of the source of the crisis has come from the nonbank financial sector."
"Should you have some?"
"I would argue that is not really a consumer protection function in its traditional sense."
"But wouldn't Senator Bennett's approach, that if you originated a product, then you have to keep it in there, that is not so much just protecting the consumer, but it may be also protecting this--putt..."
"Excuse me. Could I just, Senator Schumer, just ask the panel all to try to answer quickly..."
"I do think there is--the notion of a separate division makes some sense, but in any large organization is not the bias going to be toward the larger institutions?"
"I do think that is a valid point, that we sometimes look at the arbitrage in terms of banks that have actually switched charters."
"I think it is one of the great benefits here in the United States, one of the great forces for good and innovation."
"I would love to see more specificity about how we can ensure community banks, smaller banks, are inside a single end-to-end regulator."