Please look into that.

But that is in the first--the Homeowner Stability Program I thought was the one that had the cap at 105.

If we are going to look at bankruptcy reform that would allow principal readjustment or so-called cramdown, my hope is that it does become the hammer of last resort.

I am a little bit of a broken record, Senator Bennet and I are on this issue, and Senator Menendez and Senator Schumer have raised it in terms of hospitals.

If we are going to spend TARP money, make sure some of it is directed here in the housing area.

Have you all thought through from both a kind of an outreach-to-consumer standpoint and then how you're going to use these new technologies?

And that is the program where we are going to try to modify and buy down to 31 percent of income.

I would like to see some more information on that.

So the bank will be----

If I understand you correctly, you are saying these banks that through the potential of falling below their minimum capital requirements will require some additional infusion.

I was happy to see yesterday your Web site and some of your comments this morning about more transparency.

The Reinvestment Act we are passing today provides a unique opportunity for some of our most economically distressed communities to connect to our Nation's transportation network. We have 'shovel ready' projects that are in need of funds…

I do want to start with you, Dr. Holdren, though.

I would hope that you would look at those States who have maybe gone before.

I look forward to working with you to guide an agenda that focuses on clean energy and climate technology.

What I am saying to you is that we have a President now who seems to be enormously interested in technology and efficiency.

I look forward to working together to ensure that the National Climate Service serves an important function in providing key climate information.

What is critically important to Virginia and the surrounding States is the health of the Chesapeake Bay.

I think one of the greatest embarrassments in the United States of America is the fact that we have an air traffic control system which is analog.

This is something we have done in the Commonwealth of Virginia.

I want to add my voice as well and say thank you for calling this hearing and echoing both what you and Senator Bennett have said.

Mr. Chairman, I am happy to be on the Committee. I do not know if this shows that I drew the long straw or the short straw, but I am happy to be here.

As a new member of the committee and of the Senate, and if you have two minutes to kill, can you give us a little quickie overview of--I think I understand the jurisdiction of the Committee, but if you could explain it again and what you…

It is not a prerequisite to finish the stress test before you----

I want to come back to this valuation issue, but I have got a couple of other questions first.