Sylvia Garcia actually said...

It seems like any meeting that I went to, whether it was to negotiate a depository contract or a banking contract... it really was still a m...

I am just talking, didn't you ever just think this really goes against humanity, we should not be doing this?

And it is a vicious cycle, and we have to break that vicious cycle.

Because there is this myth out there that if you have bad credit, you are a bad person, you are amoral. That is wrong.