Sylvia Garcia actually said...

"You have been a breath of fresh air, knowing that you are always open to listening to us."

"Thank you, because that is my concern, that the people who are harmed get the benefit of the penalties."

"Redlining and other discriminatory lending practices contributed to making Chicago, my hometown, one of the most-segregated cities in the country."

"I was especially pleased that the Bureau is standing up for consumers."